2025 401k Limits Catch Up Over 50 . This provision allows older individuals to contribute. This amount is up modestly from 2025, when the individual 401(k) contribution limit was.
Individuals aged 50 and older are allowed to put more money into a 401(k) every year to help them make up for earlier years when they couldn’t spare as much. Of note, the 2025 pretax limit that applies to elective deferrals to irc section 401(k), 403(b) and 457(b) plans increased from $22,500 to $23,000.
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